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How It Works

Your Money & Tax, Simplified

Connect accounts, categorize what you earn and spend, then unlock spending insights, reliefs, proof of income, and filing-ready tax outputs — with a conversational spending assistant on the roadmap.

1
Connect
2
Analyze
3
Comply
01 Step One

Connect Your Financial Ecosystem

Effortlessly sync your data using our robust API connectors and bank statement parsing technology. We bridge the gap between your operations and tax authorities.

  • Direct integration with Zenith, GTBank, Access, and more.
  • Sync with ERPs: Xero, QuickBooks, Sage, and SAP.
  • Bank-grade security with 256-bit AES encryption.
Explore Integrations

Connected Inputs

Banks
Sync
Documents

Enterprise-grade connectors with secure tokenization and audit-ready data trails.

Transaction AnalyticsAuto Categorized
  • Office Equipment
    ₦450,000
  • Consultancy Fees
    ₦1,290,000
  • Maintenance
    ₦85,000
02 Step Two

Automated Tax Intelligence

Our engine automatically categorizes every transaction according to Nigerian tax laws. It identifies VAT-eligible items, calculates Withholding Tax (WHT), and flags potential inconsistencies.

99.9%

Analysis Accuracy

2.4s

Processing Time

03 Step Three

Act with Confidence

Once your data is processed, PayPit surfaces spending insights, flags the reliefs you qualify for, and produces bank-verified proof of income. When it's time to file, generate NRS-ready reports and submit directly or export to TaxPro-Max.

Reliefs & Tax Savings

Reliefs detected in your bank feed, plus proof-of-income statements.

Reports & E-Filing

NRS-ready outputs in PDF, CSV, or TaxPro-Max, with guided submission.

Tax ID

12345678-0001

Tax Period

Q2 2023

FILED

Securely connects to 30+ Nigerian banks — powered by Mono open finance

GTBank
Zenith
Access
UBA
First Bank
Mono

Built for how Nigerians actually get paid

₦2.4B+Income tracked
5,000+Freelancers & SMEs
30+Nigerian banks supported
100%NRS-aligned calculations
How it works · FAQ

Everything you might be wondering

PayPit links your Nigerian bank accounts through Mono, a regulated open-finance provider, using read-only OAuth access. You authorise the connection with your bank — PayPit never sees or stores your bank login credentials. You can also upload statements manually if you prefer.

Ready to take control of your money and taxes?

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For freelancers and anyone paid through platforms or clients: connect bank accounts, categorize transactions, and calculate Nigerian tax with confidence. Spending insights via chat are on the way.

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PayPit is a trading name of Pivotal Consult Ltd.

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