Nigeria Tax Act 2025 is now fully supported — effective 1 January 2026. See what changed →

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Now supporting Nigeria Tax Act 2025

The finance & tax platform for Nigerian professionals

One bank-connected platform to organize your money and stay tax-ready in Nigeria — built for freelancers, professionals, and growing businesses.

Get Started FreeView Demo
  • Spending insights
  • Relief detection
  • Proof of income
  • NRS-ready reports
+5k

Trusted by 5,000+ Nigerian professionals

PayPit DashboardLive

Estimated tax (FY)

₦1,842,000

↓ 8% vs. blind estimate

Income (YTD)

₦18.4M

Linked accounts

3 banks

Reliefs detected

₦620k

Cashflow (12 mo)

Synced

Tax Savings

₦420,500

+12%

vs. same period last year

Built for compliance

NRS Compliant
PITA Aligned
Finance Act 2024
NDPC Registered
CBN Regulated

Securely connects to 30+ Nigerian banks — powered by Mono open finance

GTBank
Zenith
Access
UBA
First Bank
Mono

Trusted by Nigerian earners building a clean financial record

₦2.4B+Income tracked
5,000+Freelancers & SMEs
30+Nigerian banks supported
100%NRS-aligned calculations
The platform

Far more than tax reports.

PayPit turns your bank activity into a complete financial picture — insights, reliefs, proof of income, and NRS-ready taxes, all in one place.

Bank-linked income & spending

Securely connect Nigerian banks via Mono or upload statements. Every transaction imports and categorizes automatically — income, expenses, VAT/WHT hints — with no spreadsheets.

Client payment — Stripe
Income+₦1.2M
Rent — Lagos
Relief−₦500K
Software subscription
Expense−₦18K

Spending insights

Clear charts and trends across every linked account — see exactly where your money goes.

Reliefs & tax savings

We scan your bank feed and surface NTA 2025 reliefs automatically, so you never overpay.

Proof of income

Bank-verified statements for visa, loan, and tenancy applications.

Tax engine

NTA 2025 dual-regime calculations, brackets, and filing-ready reports.

Capital gains

Digital-asset and capital-gains handling, where it applies to your year.

Simple Execution

Complexity simplified.

From scattered spreadsheets and payment gateways to a single, unified tax record in three precise steps.

01

Connect

Link Nigerian bank accounts securely (e.g. via Mono) or upload statements. Capture income that lands in the bank from clients, platforms, or transfers.

02

Categorize & analyze

Transactions are classified for tax (income vs spend, VAT/WHT hints, reliefs). Soon you will also query spend in chat — e.g. totals for food in 2026.

03

Stay on top of it

See spending insights, detected reliefs and tax savings, generate bank-verified proof of income, and produce NRS-ready outputs when it's time to file.

Why PayPit

From tax-season panic to total clarity.

Without PayPit

The old way

  • Scattered spreadsheets and screenshots
  • Guessing your tax position until deadline
  • Reliefs you qualify for — missed every year
  • Scrambling for statements when a visa or loan needs proof
  • Hours of manual categorization each month

With PayPit

The smart way

  • One dashboard, fed straight from your bank
  • Your real NTA 2025 position, updated all year
  • Reliefs detected automatically — you keep more
  • Bank-verified proof of income in one click
  • Transactions sorted and categorized for you
Get started — it's free
Loved by Nigerian earners

Built for how Nigerians actually get paid.

“I used to dread tax season. PayPit links my bank, sorts every client payment, and shows what I actually owe — I stopped guessing completely.”
CO

Chidinma O.

Freelance product designer, Lagos

“Getting a clean, bank-verified income statement for my visa took one click. The relief detection alone saved me more than the subscription costs.”
TA

Tunde A.

Remote software engineer, Abuja

“Running a small studio, I never had time for spreadsheets. Now my spending, income, and NRS position are all in one dashboard. Game changer.”
AE

Amaka E.

Studio owner, Port Harcourt

Expert Support

Common Questions

Absolutely. PayPit is architected specifically around the Personal Income Tax Act (PITA), the Nigeria Tax Act 2025 (effective 1 January 2026), and all intervening Finance Acts. We maintain direct relationships with tax consultants to ensure every calculation is legally sound for both Federal and State (SIRS) requirements.

Stay ahead of NRS changes

Nigerian tax updates, no jargon

Join the list for NTA 2025 guidance, relief tips, and product updates. No spam — unsubscribe anytime.

Stop guessing. Know exactly where you stand.

Join thousands of Nigerian freelancers and platform earners using PayPit to organize income, spending, and tax estimates in one place.

Get Started for FreeTalk to an Expert
PayPit

For freelancers and anyone paid through platforms or clients: connect bank accounts, categorize transactions, and calculate Nigerian tax with confidence. Spending insights via chat are on the way.

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PayPit is a trading name of Pivotal Consult Ltd.

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